Porsche GAP Insurance

An iconic name, roaring engines, and racing DNA. Porsche has it all. But value still slides faaaast. Porsche GAP insurance policies arranged by Insureworks and underwritten by specialist insurers may prevent your wallet from spinning out.

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GAP Insurance Explained

Porsche GAP insurance can protect your finances against depreciation pitfalls when the car is a write-off.
Insureworks provides a straightforward online process that gives you a quote within minutes. We won't get you bogged down with jargon.
Once a claim is accepted, settlement will be handled in line with the policy terms and the process described by the insurer.
Porsche GAP arranged by Insureworks may also help reduce the financial impact if your car is stolen and not recovered. Don't let those thieves launch off the drive with your car and cash.

Porsche Models Our Insurers Can Cover

Pretty much all Porsche’s modern models are covered by our insurers and can offer an RTI (return to invoice) GAP insurance product. Whether it’s new or used, and if you paid upfront or on finance, such as PCP or on lease hire, we can provide a competitive quote… it only takes a few minutes. The only thing we can’t cover right now is contract hire, and we’re working on it.

Porsche has built its reputation on performance and racing heritage. That’s now been blended with everyday usability to make those supermarket trips feel a bit more exciting than they usually are. From the Macan to the unmistakable 911, Porsche models often come with strong desirability, higher purchase prices and plenty of optional extras. Those elements make some Porsche drivers feel like Porsche GAP is worth it for them.

Leased your Porsche? Porsche lease GAP insurance, usually provided as Contract Hire GAP Insurance, may help cover an eligible shortfall between the motor insurer’s settlement and the remaining lease liability. Cover is subject to the policy terms, exclusions and Maximum Benefit, so it is important to check what is included before taking out a policy.

Even the luxury Porsche models aren’t immune to normal car maths. Mileage, age, condition and trim can all affect the value of your Porsche over time. Insureworks can arrange Porsche GAP insurance for a wide range of new and used models, including hybrids and EVs.

New

Used

PCP

Hire Purchase

RTI Policies

Porsche 911

Iconic, fast and still the dream garage car for plenty of drivers, the 911 blends everyday usability with serious performance.

Porsche Panamera

Luxury, comfort and pace in one sleek package, the Panamera is built for drivers who want performance without giving up refinement.

Porsche Cayenne

Big on comfort, strong on performance and built for everything from family life to long-distance cruising, the Cayenne does it all.

Porsche 718

Low, sharp and built for drivers who love every corner, the 718 is all about pure Porsche fun.

Porsche Macan

Sporty, practical and right at home on the daily run, the Macan is a premium SUV with plenty of Porsche character.

Choose The Right Gap Cover For Your Porsche

You did it, you’ve found yourself in the Porsche that once adorned your bedroom wall! Now you need to make sure that if the worst were to happen, you’re covered financially. Unfortunately, most prestige cars depreciate, so that’s where Porsche GAP insurance could help you feel more secure. Our insurers’ products are all RTI (return to invoice) GAP policies and will potentially pay the difference between your car’s market value and the original invoice amount.

New Cars

Brand spanking new

Even the most premium Porsche's depreciate, that's where a RTI (return to invoice) could help and provide some peace of mind.

Used Cars

Just as fast as a new one

Either a basic or plus Porsche GAP policy should do the trick and cover any potential shortfall on any outstanding finance.

PCP / Finance

Paying monthly.. smart!

If the worst was to happen, you want to ensure any outstanding finance is covered and that's exactly what RTI GAP insurance was made for.

Hire Purchase

Could still be in negative equity

Depending on the deposit you made there's still a chance you'll have some negative equity throughout the term and you may require Porsche GAP.

Get a quote for your Porsche

Porsche 911 T 2023 GAP Insurance Depreciation Example

You finally did it…. The car that was on your bedroom wall as a kid is finally in your driveway. And it could be losing value every second it sits there.

This used 2023 Porsche 911 Carrera T is listed on Auto Trader for £85,989 But the trade-in valuation from WeBuyAnyCar for that exact same car? £75,140 That’s a massive £10849 gap.

If the worst happens – an accident, a total loss, or theft -your standard insurer usually only pays the ‘Market Value.’ That could leave a ten thousand pound hole in your pocket when you try to replace it or pay off your finance. That’s exactly why GAP insurance exists.

For just £753.17, a 4-year Return to Invoice policy from InsureWorks bridges that five-figure gap. It’s the most important performance upgrade you’ll ever buy. Get a FREE instant quote at Insureworks today and keep your pride and joy properly protected.

Purple Porsche on the road in sunny conditions

The Porsche name oozes with history.

From the iconic 911 to the modern-day flagship SUV, the Cayenne, Porsche is built around precision engineering. A Porsche has a certain presence and an aura that stands out from a mile off. It’s not just a car designed to impress, it serves a purpose.

Every Porsche model balances the mix of luxury and attitude that has people turning their heads. Even those short trips to the supermarket feel extra special.

With that racing DNA, these cars are rapid, but they still can’t outrun depreciation. That’s exactly where Porsche GAP insurance potentially helps. It may stop your bank balance from taking a hit.

Why choose Porsche GAP insurance with Insureworks

Don’t get caught out: It’s upsetting enough to have your Porsche written off or stolen. Porsche GAP may potentially prevent the heartache spiralling further, depending on the policy terms.
New and used: Whether you’ve opted for a brand-new motor or a second-hand Porsche joyride, GAP Insurance is usually available.
Don’t lose to thieves: Sadly, the unmistakable Porsche aura also attracts thieves. Porsche GAP insurance may help provide financial protection when the worst happens.
No worries if leasing: Porsche lease GAP insurance can also cover eligible contract hire vehicles, subject to the policy terms.
Straight to the point: No elongated forms or faff trying to understand jargon. Just quick, clear quotes that actually make sense to you, so you can get back into the driving seat of your Porsche.

How Porsche GAP Insurance works

1. Your Porsche is written off or stolen. Whether it’s an accident or theft, it’s a nightmare scenario, but it’s worth thinking about it so that you can prepare for the worst.
2. Your motor insurer pays the market value. Standard insurance only covers what your Porsche is worth today, rather than what you paid for it originally. That value drops faaaast, so you could end up being caught out financially.
3. If a claim is accepted, Porsche GAP Insurance may top this up to the agreed level. This may cover the shortfall, depending on the policy terms.
4. Hit the road again! Simple, clear, and no faff. The potential payout may help you replace your Porsche or clear your finance, so you can get back on the road without a financial sting.

GAP Insurance Expert

Nick Rinylo

We’ve poured our hearts into working with a selection of GAP Insurance providers that offer transparent, tech-driven, and family-focused cover. We’re here to arrange protection for your finances and your peace of mind.

Silver Porsche Taycan Cross Turismo parked on an open road under daylight.

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GAP Insurance FAQs

We know you might have questions about Porsche GAP insurance. It’s often new to a lot of people, so we try to breakdown that jargon and make it clear for you to understand. Here are the four key questions we hear all the time at Insureworks.

GAP is not a legal requirement, but some drivers often consider Porsche GAP insurance when leasing a car. If your leased car is written off or stolen, there may still be an amount due under your finance agreement after your motor insurer’s payout. Paying for a car that is sitting in the scrapyard is not usually an ideal scenario. Porsche lease GAP insurance may help cover some or all of that shortfall, depending on the policy terms.

If your Porsche is stolen or written off, GAP insurance may help cover some or all of the difference between your motor insurer’s payout and what you originally paid or still owe on finance. This is depending on the policy terms.

If you’re considering Porsche GAP insurance, you may want to think about when the cover starts. This is because depreciation starts from the moment the car rolls off the forecourt. If your car is written off or stolen soon after purchase, there may still be a financial shortfall between your motor insurer’s payout and what you paid or still owe. GAP insurance may help cover some or all of that shortfall, depending on the policy terms.

From the timeless 911 to the Cayenne, Macan, and Panamera, Porsche have lots of options available. A wide range of Porsche models are eligible for GAP insurance. Always check the policy terms and eligibility criteria. We can usually help you find cover for your car.