Mitsubishi GAP Insurance

Your Mitsubishi won’t let you down. Depreciation might. GAP insurance policies, arranged by Insureworks and underwritten by specialist insurers, may cover the financial shortfall.

Get Your Free Mitsubishi GAP Insurance Quote It only takes a few minutes

Insure with trust

Mitsubishi GAP Insurance Explained

Could help take some of the sting out of depreciation on your Mitsubishi.
Mitsubishi drivers can arrange GAP insurance online with Insureworks without unnecessary fuss.
Once a claim is accepted, settlement will be handled in line with the policy terms and the process set out by the insurer.
Tailored cover arranged by Insureworks that may help reduce the financial impact if your car is written off or stolen.

Mitsubishi Models Our Insurers Can Cover

Mitsubishi stopped selling new cars in the UK, which makes this very much a used-car market, and the 180-day window runs from the date you bought the vehicle rather than when it was first registered. Mitsubishi returned to the UK market in summer 2026 and we can help arrange GAP for new cars as well. Our insurers can offer Mitsubishi GAP insurance across the familiar range, from the Outlander and ASX to the Eclipse Cross and Shogun. Whether you paid in full, chose PCP, signed a lease agreement or bought used, we can help you compare cover.

GAP insurance doesn’t care if you’re leasing. We can still arrange cover. A write-off could leave you with more than an empty driveway. If you’re comparing Mitsubishi GAP coverage lease options, our insurers may be able to help cover the shortfall between your motor insurance payout and the amount still due under your lease agreement. Get a Mitsubishi GAP insurance quote to check what may be available for your Mitsubishi.

A lease can be a straightforward way to spread the cost of driving a Mitsubishi without taking ownership of the vehicle. But if the car is written off part-way through the agreement, the finance tied to that lease does not automatically disappear when your insurer pays out. Mitsubishi lease GAP insurance may help cover an eligible shortfall between the comprehensive motor insurer’s settlement and the amount still due under a qualifying contract hire agreement.

No sign of your model below? We’ve picked out the names most familiar to UK drivers, but our insurers may cover plenty of others, subject to the policy terms and eligibility criteria.

Used

Petrol

Diesel

Hybrids

PCP

Lease

Mitsubishi Outlander

The seven-seat SUV, including the plug-in hybrid that introduced a lot of British drivers to the idea.

Mitsubishi ASX

The compact SUV, a common used buy and usually the most affordable way into the range.

Mitsubishi Eclipse Cross

The mid-sized crossover, available as petrol or plug-in hybrid.

Mitsubishi Shogun, L200

Built for towing, work and rough ground rather than comfort, and often kept for years.

Choose The Right Mitsubishi GAP Cover For You

Whether your Mitsubishi is a recent used Outlander or an ASX you have had for a while, our insurance providers may have an RTI GAP option available. Following an accepted total-loss claim, it could help reduce the financial difference between your motor insurer’s settlement and the original invoice price, subject to the policy terms and claim limit.

The policy that may suit you depends on how you bought your Mitsubishi and what you would like the cover to protect. The information below explains how GAP insurance could apply across different types of Mitsubishi, while Mitsubishi GAP insurance lease options may also be available for qualifying agreements.

Used Mitsubishi GAP Coverage

Used, most likely

Mitsubishi stopped selling new cars in the UK for a while, so this is likely to be a used market. However, Mitsubishi returned to the UK market in summer 2026. Cover is available on vehicles up to ten years old and priced from £5,000, with the 180 days running from your purchase date.

Petrol & Diesel

Petrol or diesel?

Petrol and diesel models lose value steadily, but the gap between what you paid and what your insurer settles can still be significant. GAP could help reduce that difference if an eligible vehicle is written off or stolen.

Plug-in Hybrids

A bit of both

Plug-in hybrid versions of the Outlander and Eclipse Cross often cost more than the petrol equivalent, which means a larger shortfall to cover. GAP could help protect the eligible invoice price paid for the vehicle.

Lease & Contract Hire

Leasing it?

If you are leasing, our insurers may be able to help cover the shortfall between your motor insurance payout and the amount still due under the agreement, subject to the policy terms and eligibility criteria.

Get a Mitsubishi Gap Insurance Quote

GAP Cover For Mitsubishi

Mitsubishi drivers know these cars are built to go the distance. Even the best engineering Mitsubishi has to offer can’t stop the dreaded depreciation from kicking in.

If your Mitsubishi is written off or stolen, your insurer only pays what it’s worth at that moment which is often far less than what you owe. Mitsubishi GAP insurance may potentially cover the remaining balance.

Mitsubishi GAP insurance may potentially bridge the shortfall between the motor insurance payout and the original cost of the car. This makes finding a replacement easy and stress free without having to spend all of your savings.

Why use InsureWorks to arrange Mitsubishi GAP insurance

Don’t lose money: Any car’s value will drop as soon as it leaves the forecourt, Mitsubishi’s included. GAP may help reduce the financial shortfall caused by depreciation.
New and used: We can arrange GAP insurance for both brand-new and used cars. This may help protect your finances regardless of your type of purchase type.
Don’t lose to thieves: Cars are attractive to thieves. Mitsubishi GAP insurance may help cover the shortfall if the car is stolen and not returned.
Driving a Mitsubishi on lease: If your Mitsubishi is covered by an eligible contract hire agreement, Insureworks may be able to arrange Mitsubishi lease GAP insurance to help cover a qualifying financial shortfall following a total loss.
Straightforward: Our process is easy, taking out a policy is quick and simple. Insureworks can arrange GAP cover for you without jargon and fuss.

How Mitsubishi GAP insurance works

1. If your vehicle is written off or stolen then it’s time to make a Mitsubishi GAP insurance claim. You’ll be glad you planned ahead if the worst does happen.
2. Your regular insurer will pay the market value. The payout will be the current market value not what you originally paid for your Mitsubishi.
3. If a claim is accepted, Mitsubishi GAP Insurance may top this up to the agreed level. This may cover the shortfall, depending on the policy terms.
4. Time to drive again! Simple, clear, and no faff. The potential payout may help you replace your Mitsubishi or clear your finance, so you can get back on the road without a financial sting.

GAP Insurance Expert

Nick Rinylo

We’ve poured our hearts into creating a selection of car GAP Insurance providers that offer transparent, tech-driven, and family-focused cover. We’re here to protect your finances and your peace of mind.

Silver Porsche Taycan Cross Turismo parked on an open road under daylight.

08 Sep 2025

2 minutes read

My Porsche Taycan 4S GAP Insurance Claim

The Challenge In July 2023, I was involved in an accident that left my car a total write-off. The vehicle was just over 12 months old, and like most cars, it had already depreciated in value. The main insurer’s payout offer wouldn’t have even covered the outstanding finance. This would’ve left me with a nasty […]

Mitsubishi GAP Insurance FAQs

We know you might have questions, here are the four we hear at Insureworks all the time.

It is worth checking the eligibility window once you have bought your Mitsubishi rather than assuming you can arrange cover whenever you fancy. Our GAP cover has rules around when the vehicle was purchased, so leaving it too long could affect whether cover is available. Depreciation can also begin while your new Mitsubishi still feels very much new to you. If an eligible total loss later leaves a financial shortfall, GAP insurance may help towards it, subject to the policy terms.

No, you do not have to take out GAP insurance when leasing a Mitsubishi. It is an optional policy that some drivers consider because a write-off or unrecovered theft could leave money due under the lease after the motor insurer has settled the claim. You probably did not sign the agreement expecting to make payments towards a Mitsubishi you can no longer drive. If you’re getting Mitsubishi lease GAP insurance, check the terms of the GAP policy. Some or all of an eligible shortfall may be covered.

Cars such as the Outlander and other eligible Mitsubishi passenger vehicles may qualify if they meet the insurer’s requirements. Mitsubishi has also brought the Outlander PHEV back to the UK in 2026.

Your comprehensive motor insurer deals with the vehicle claim first if your Mitsubishi is stolen and not recovered or declared a total loss. If its settlement leaves an eligible financial difference, GAP insurance may then help towards that amount. What that difference is measured against will depend on the cover you selected, such as the vehicle’s original invoice price or an eligible amount due under a finance agreement. The policy terms and claim limit will determine what can actually be paid.