Honda GAP Insurance

Honda is all about smart engineering, so don’t let the side down by being unsmart with your cash. Jazz up your finance protection by securing Honda GAP insurance policies, arranged by Insureworks and underwritten by specialist insurers, to stay in tune.

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Honda GAP Insurance Explained

Honda cars are smart, but they can't deflect depreciation. GAP can Potentially protect your finances against the effects of depreciation.
Insureworks will keep everything tidy by providing a straightforward online process for arranging Honda GAP insurance.
Once a claim is accepted, settlement will be handled in line with the policy terms and the process set out by the insurer.
Tailored cover arranged by Insureworks that may help reduce the financial impact if your car is written off or stolen.

Honda Models Our GAP Insurers Can Cover

Honda has been there and done it all. From little family hatchbacks to performance cars, we can usually arrange GAP insurance across most of the range. This includes familiar models such as the Jazz, Civic and CR-V, as well as newer hybrid and electric Hondas. Cover may be available for cars bought new or used, paid for outright, or funded through PCP or contract hire.

A Honda on contract hire can still leave an awkward financial shortfall if it is stolen or written off. Your motor insurer will normally settle the claim based on the car’s value at the time, which may not clear the eligible amount remaining on the agreement. Honda GAP insurance lease cover could help with that difference, depending on the policy terms.

Honda has been making cars for long enough that listing every model here would get a bit silly. The examples below include some of the names UK drivers will know best, but other models may also qualify once the insurer has checked the vehicle details.

Honda Jazz, Civic

Popular hatchbacks that make everyday driving easy, with the Jazz making use of the available space and the Civic offering something a little sharper.

Honda HR-V, ZR-V, CR-V

Honda SUVs covering different needs, from compact crossovers to larger family cars with extra passenger and boot space.

Honda Accord

A comfortable saloon that became a familiar choice for drivers wanting something dependable for daily use and longer motorway miles.

Honda Prelude, Civic Type R

The sportier side of Honda, where sleek coupé styling and the famous red Type R badge make practicality feel less serious.

Honda e, e:Ny1, Super-N

Fully electric Hondas built around compact proportions or SUV practicality, depending on which model suits the driver.

Choose The Right Honda GAP Cover For You

Honda may have a strong reputation for building dependable cars, but even dependable cars lose value. If an eligible Honda is stolen or declared a total loss, Honda GAP insurance could help cover the difference between the motor insurer’s settlement and the original invoice price, up to the policy limit.

Your choice of cover will depend on how you bought the car and which financial shortfall concerns you. The information below explains how GAP could apply across different Honda types, while contract-hire cover may be available for eligible lease agreements.

New & Used Honda GAP Coverage

New wheels or a well-kept second-hand find

Your Honda will depreciate regardless of whether you were its first owner or fifth. Honda GAP insurance could help protect the eligible price you paid.

Petrol & Diesel

A familiar engine does not freeze the car’s value

For petrol and diesel Hondas such as older Civic, Accord and CR-V models, GAP could help cover an eligible shortfall following a total loss.

Hybrids

Honda knows its way around a hybrid

Models such as the Jazz, Civic, HR-V, ZR-V, Prelude and CR-V use hybrid power, but they are still affected by depreciation. Honda GAP coverage could help protect the eligible invoice price.

Fully Electric

No petrol station required, but depreciation still applies

For electric models such as the Honda e, e:Ny1 and Super-N, Honda GAP coverage could help cover the eligible difference between your motor insurer’s payout and the original invoice price.

Get an Honda Gap Insurance Quote

GAP Insurance for Honda

Honda cars are high-performance. You climb in, everything works, and off you go on another adventure. There’s no drama, and usually no need to worry about anything. However, even Honda cannot battle against pesky depreciation.

From Honda’s mighty premium hybrid crossover SUV to the rapid Prelude sports coupe, depreciation kicks in as soon as you roll off the forecourt. It can leave a real shock if the car gets written off or stolen. That’s where Honda GAP insurance may potentially help you by covering the financial shortfall. It can potentially stop your bank from slipping out of sports mode and losing control.

Light purple honda sitting on a country lane in the United Kingdom

Why choose Honda GAP insurance with InsureWorks

Don’t get caught out: Even the most reliable Honda car will lose value quickly. Depreciation can hit by surprise.
New and used: GAP insurance may help cover the financial shortfall whether you’ve opted for a brand-new Honda or picked up a smart second-hand deal.
Don’t lose to thieves: Honda cars are popular, and unfortunately, that means they draw unwanted attention from thieves. Honda GAP insurance can help reduce the financial impact after theft by potentially covering the shortfall.
Fast pace: No jargon, no fuss, and no unwanted jazz. If your payout falls short, GAP insurance may help fill the gap, depending on the policy. Keep it simple and get a GAP quote with Insureworks.

How Honda GAP insurance works

1. Your Honda is written off or stolen, so it’s time to make a Honda GAP coverage claim. It’s something you don’t want to happen, but the risk is always there.
2. Your motor insurer pays the market value. Standard motor insurance only pays what your Honda is worth at the time of the claim, not what you originally paid.
3. If a claim is accepted, Honda GAP Insurance may top this up to the agreed level. This may cover the shortfall, depending on the policy terms.
4. Hit the road again! No stress and certainly no nasty surprises. The potential payout may reduce the financial impact so you can look for another Honda.

The GAP Insurance Expert

Nick Rinylo

We’ve poured our hearts into creating a selection of car Gap Insurance providers that offer transparent, tech-driven, and family-focused cover. We provide access to GAP insurance options and clear information to help you make an informed choice.

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Honda GAP Insurance FAQs

We know you might have questions, here are the four we hear at Insureworks all the time.

GAP is not a legal requirement, but some drivers often consider Honda GAP insurance when leasing a car. If your leased car is written off or stolen, there may still be an amount due under your finance agreement after your motor insurer’s payout. Paying for a car that is sitting in the scrapyard is not usually an ideal scenario. GAP may help cover some or all of that shortfall, depending on the policy terms.

If your Honda is stolen or written off, GAP insurance may help cover some or all of the difference between your motor insurer’s payout and what you originally paid or still owe on finance. This is depending on the policy terms.

If you’re considering Honda GAP insurance, you may want to think about when the cover starts. This is because depreciation starts from the moment the car rolls off the forecourt. If your car is written off or stolen soon after purchase, there may still be a financial shortfall between your motor insurer’s payout and what you paid or still owe. GAP insurance may help cover some or all of that shortfall, depending on the policy terms.

A wide range of Honda models are eligible for GAP insurance, including the premium Honda SUV models. Always check the policy terms and eligibility criteria.

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