Ford GAP Insurance

That Ford you’ve just bought is strrronng and reliable, just like the brand has been for generations. But even they can’t steer clear of depreciation once the wheels start turning. Ford GAP insurance policies, arranged by Insureworks and underwritten by specialist insurers, may help reduce the financial impact of depreciation.

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Ford GAP Insurance Explained

May protects your finances against the effects of value loss on your Ford. There's no escape from depreciation.
A little bit like Henry Ford, we keep it very simple at Insureworks. It's easy to get a Ford GAP insurance quote.
Once a Ford GAP insurance claim is accepted, settlement will be handled in line with the policy terms and the process set out by the insurer.
Tailored cover arranged by Insureworks that may help reduce the financial impact if your car is written off or stolen.

Ford Models Our Insurers Can Cover

There aren’t many types of car Ford hasn’t had a go at. Our insurers can offer Ford GAP insurance for everything from Fiesta and Focus hatchbacks to Kuga SUVs, Mustang performance cars and Ranger pickups. Whether you paid in full, chose PCP, signed a lease agreement or found a used Ford with a few miles already behind it, we can help you compare cover.

GAP insurance doesn’t care if you’re leasing. We can still arrange cover. A write-off could leave you with more than an empty parking space. If you’re comparing Ford GAP coverage lease options, our insurers may be able to help cover the shortfall between your motor insurance payout and the amount still due under your lease agreement. Get a Ford GAP insurance quote to check what may be available for your Ford.

No sign of your model below? Ford has produced far too many cars to squeeze every last one into five boxes. We’ve picked out some of the names most familiar to UK drivers, but our insurers may cover plenty of others, subject to the policy terms and eligibility criteria.

Ford Fiesta, Focus

Familiar hatchbacks that tick just about every box. These include first cars, family duties, daily commutes and have seen countless supermarket car parks across the UK.

Ford Puma, Kuga

Compact and family-sized SUVs offering plenty of space for passengers and everything they bring with them.

Ford Mondeo, S-MAX, Galaxy, Tourneo

Larger cars and people carriers built for motorway miles and drivers who regularly need every seat.

Ford Mustang, Ranger

Two very different sides of Ford. A performance icon to a hardworking pickup made to tackle every job.

Ford Capri, Explorer, Mustang Mach-E, Puma Gen-E

Fully electric Ford models with that iconic blue badge on the front.

Choose The Right Ford GAP Insurance For You

Whether your Ford is a brand-new family car or a pickup that has already been grafting on the road for a few years, our insurance providers may have an RTI GAP option available. Following an accepted total-loss claim, it could help reduce the financial difference between your motor insurer’s settlement and the original invoice price, subject to the policy terms and claim limit.

The policy that may suit you depends on how you bought your Ford and what you would like the cover to protect. The information below explains how GAP insurance could apply across different types of Ford, while Ford GAP insurance lease options may also be available for qualifying agreements.

New & Used Ford GAP Coverage

Fresh from the factory or already familiar with the school run

Depreciation affects new and used cars alike, so GAP could help protect the price you paid for your Ford.

Petrol & Diesel

Traditional Ford motoring, with depreciation along for the ride

GAP could help reduce the financial impact if an eligible vehicle is written off or stolen.

Hybrids

The engine does the heavy lifting, with the battery lending a hand

For hybrid versions of models such as the Puma and Kuga, Ford GAP insurance could help protect the eligible invoice price paid for the vehicle.

Fully Electric

Classic Ford names, now with charging cables

GAP could help cover an eligible difference between your standard insurer’s settlement and the original invoice price.

Get a Ford GAP Insurance Quote

Purple Ford Ranger on a country road in the United Kingdom

GAP Insurance for Ford

Ford has spent generations trying to design a car to fulfil every single market on offer. From the sporty hatchbacks to sturdy SUVs and pickups, Ford has you covered, whatever you want from a vehicle. But regardless of which Ford model you opt for, depreciation will still get you.

That’s where Ford GAP insurance may help. It may potentially bridge the gap between the amount your main car insurer pays you and the car’s value when you purchased it. Insureworks can arrange a simple quote, without jargon and stress.

Ford Explorer purple on the road in the UK

Why use InsureWorks to arrange Ford GAP insurance

Don’t get caught out: A written off or stolen Ford is already a big enough heartbreak. Ford GAP coverage may potentially prevent that heartbreak snowballing into something even more significant.
New and used: Depending on the policy type, GAP is available for both brand-new Fords to a second-hand bargain. Unlike Henry Ford, we won’t tell you it is only available in black.
Don’t lose to thieves: Ford models are popular for a reason. Unfortunately, they are also popular with thieves. If they do drive off with your car, GAP may potentially reduce the financial impact if your car is stolen.
Straight to the point: At Insureworks, there’s no jargon and no faff. We’ll arrange cover quickly. You can expect the same if you need to make a Ford GAP insurance claim.

How Ford GAP Insurance works

1. Your Ford is written off or stolen, so it’s time to make a Ford GAP insurance claim. It’s a nightmare when you hear news that your car is getting written off, or you have realised it has been stolen. But it happens more than you think, so be prepared.
2. Your motor insurer pays the market value. Standard insurance only covers what your Ford is worth today, rather than what you paid for it originally. That value drops faaaast, so you could end up being caught out financially.
3. If a Ford GAP insurance claim is accepted, GAP may top this up to the agreed level. This may cover the shortfall, depending on the policy terms.
4. Hit the road again! Simple, clear, and no faff with Insureworks. The potential payout may help you replace your Ford or clear your finance, so you can get back on the road without a financial sting.

GAP Insurance Expert

Nick Rinylo

We’ve poured our hearts into creating a selection of car GAP Insurance providers that offer transparent, tech-driven, and family-focused cover. We’re here to arrange protection for your finances and your peace of mind.

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Ford GAP Insurance FAQs

We know you might have questions, here are the four we hear at Insureworks all the time.

GAP is not a legal requirement, but some drivers often consider Ford GAP insurance when leasing a car. If your leased car is written off or stolen, there may still be an amount due under your finance agreement after your motor insurer’s payout. Paying for a car that is sitting in the scrapyard is not usually an ideal scenario. GAP may help cover some or all of that shortfall, depending on the policy terms.

If your Ford is stolen or written off, GAP insurance may help cover some or all of the difference between your motor insurer’s payout and what you originally paid or still owe on finance. This is depending on the policy terms.

If you’re considering Ford GAP insurance, you may want to think about when the cover starts. This is because depreciation starts from the moment the car rolls off the forecourt. If your car is written off or stolen soon after purchase, there may still be a financial shortfall between your motor insurer’s payout and what you paid or still owe. GAP insurance may help cover some or all of that shortfall, depending on the policy terms.

In the modern world, you are not limited to one specific type when wanting to buy a Ford car (not like the days of Henry Ford!). A wide range of Ford models are eligible for GAP insurance. Always check the policy terms and eligibility criteria. We can usually help you find cover for your car.

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