Fiat GAP Insurance

Your Fiat is full of Italian character and charm, but depreciation is far less cheerful. Fiat GAP insurance policies, arranged by Insureworks and underwritten by specialist insurers, may help prevent a shortfall from spoiling the mood if the worst happens.

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Fiat GAP Insurance Explained

May help soften the impact of depreciation if you are left with a financial shortfall.
Insureworks doesn't overcomplicate things just for the sake of it. We provide a straightforward online process for arranging Fiat GAP insurance.
Once a claim is accepted, settlement will be handled in line with the policy terms and the process set out by the insurer.
Tailored cover arranged by Insureworks that may help reduce the financial impact if your car is written off or stolen.

Fiat Models Our Insurers Can Cover

Our insurers can offer GAP insurance for plenty of Fiat models, from the instantly recognisable 500 and Panda to larger choices such as the Tipo, 500X, 600 and Grande Panda. Whether you ordered yours from new, bought it second-hand, paid the full amount upfront, or chose PCP or lease hire, we can help arrange cover for you.

Don’t let a total loss turn la dolce vita into a financial headache. If you’re comparing Fiat GAP insurance lease options, our insurers may be able to help cover the eligible shortfall between your motor insurance payout and what remains due under your lease agreement. Get a Fiat GAP insurance quote to see what cover may be available.

Can’t see your Fiat listed? We’ve picked out some of the familiar models seen on UK roads rather than naming every car to wear the badge. A wide range of Fiat models may qualify, subject to the policy terms and eligibility criteria.

New

Used

Hybrids

Electric

PCP

Lease Hire

Return to Invoice

Fiat 500, 500C, 500X

Those recognisable Fiat models including the compact city cars suited to everyday driving.

Fiat Panda, Grande Panda

Practical small cars with boxy proportions, useful interior space and no intention of making parking harder than it needs to be.

Fiat Tipo

Straightforward family cars offering more passenger and luggage room for holidays and the weekly food shop.

Fiat 600, 600e

Compact crossovers combining classic Fiat character with petrol, hybrid or fully electric power available for Fiat GAP cover.

Fiat Punto, Bravo

Popular used hatchbacks that brought Italian styling to everyday motoring long before electric charging became part of the conversation.

Choose The Right Fiat Gap Cover For You

If your Fiat is brand new, or it has already completed a few supermarket trips, our insurance providers may have an RTI GAP option available. If an eligible claim is accepted, the policy could help reduce the financial difference between your motor insurer’s settlement and the original invoice price, subject to its terms and limits.

The policy you choose will depend on how you paid for your Fiat and what you would like the cover to protect. The information below explains how GAP may apply to different Fiat models, while Fiat GAP insurance lease options may also be available for eligible agreements.

New & Used Fiat GAP Cover

Small car, same depreciation problem

Whether you collected the keys from a dealership or found a cracking second-hand deal, Fiat GAP insurance could help protect the eligible price you paid.

Petrol & Diesel

Those classic engines, bring a classic value slide

Fiat GAP insurance could help soften the financial effect of depreciation.

Hybrids

Petrol power with an electrical boost

For hybrid versions of the 500, 600 and Grande Panda, Fiat GAP cover could help protect the eligible invoice price paid for the car.

Fully Electric

Charging cable in, engine noise out

It's not just the classics we can arrange Fiat GAP insurance for. We also cover fully electric models.

Get an Fiat Gap Insurance Quote

a fiat car parked on the side of the road outside a house in the united kingdom

GAP Insurance for Fiat

Fiats are loved for their personality and practicality on the road. With bags of history, it’s one of the world’s most respected car manufacturers. But depreciation doesn’t share that same respect.

Depreciation will strike as soon as you sit down in your brand-new Fiat. The value starts to drop, which could leave you financially at risk. If your car is written off or stolen, your motor insurer will only pay its current market value. That will leave you with a shortfall.

Fiat GAP insurance may cover the shortfall between what your main insurer pays and what you originally paid for the car, or the remaining balance on the finance agreement. Depending on the policy, the potential payout may mean you can replace your Fiat without dipping into your savings or settling for a cheaper model.

a fiat car driving along a country road in the united kingdom

Why use InsureWorks to arrange Fiat GAP insurance

Don’t get caught out: The value of your Fiat will drop faster than a Roman sunset. GAP may help reduce the financial shortfall if your car is written off or stolen, so you can avoid giving yourself something to panic about later.
New and used: Whether you’ve got a shiny new Fiat or you’ve agreed to a smart second-hand deal, Insureworks can usually arrange cover.
Don’t lose to thieves: Italian cars are always sought-after, and thieves often target them. GAP may help cover the shortfall if your car is stolen.
Straight to the point: No jargon, no fuss. It’s all sprezzatura with InsureWorks. The process is made easy, so you’re not left messing about and scratching your head.

How Fiat GAP insurance works

1. Your Fiat is written off or stolen, so it’s time to make a Fiat GAP insurance claim. It’s not something that anyone wants to think about when you’ve got a fancy Italian car sitting on the drive, but the risk is there. If it happens, you’ll be glad you’ve planned ahead.
2. Your motor insurer pays the market value. Standard motor insurance only pays what your Fiat is worth at the time of the claim, not what you originally paid.
3. If a claim is accepted, Fiat GAP Insurance may top this up to the agreed level. This may cover the shortfall, depending on the policy terms.
4. Hit the road again! No stress and certainly no nasty surprises. The potential payout may reduce the financial impact so you can look for another Fiat.

GAP Insurance Expert

Nick Rinylo

We’ve poured our hearts into creating a selection of car GAP insurance providers that offer transparent, tech-driven, and family-focused cover. We’re here to arrange protection for your finances and your peace of mind.

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Fiat GAP Insurance FAQs

We know you might have questions, here are the four we hear at Insureworks all the time.

GAP is not a legal requirement, but some drivers often consider Fiat GAP insurance when leasing a car. If your leased car is written off or stolen, there may still be an amount due under your finance agreement after your motor insurer’s payout. Paying for a car that is sitting in the scrapyard is not usually an ideal scenario. GAP may help cover some or all of that shortfall, depending on the policy terms.

If your Fiat is stolen or written off, GAP insurance may help cover some or all of the difference between your motor insurer’s payout and what you originally paid or still owe on finance. This is depending on the policy terms.

If you’re considering Fiat GAP insurance, you may want to think about when the cover starts. This is because depreciation starts from the moment the car rolls off the forecourt. If your car is written off or stolen soon after purchase, there may still be a financial shortfall between your motor insurer’s payout and what you paid or still owe. GAP insurance may help cover some or all of that shortfall, depending on the policy terms.

Popular Fiat models include the Panda, Tipo, and 500X. A wide range of Fiat models are eligible for GAP insurance. Always check the policy terms and eligibility criteria. We can usually help you find cover for your car.

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