Hyundai GAP Insurance

The Hyundai cars are as dependable as a Samsung battery. But that troublesome depreciation drains waaay quicker. GAP insurance policies, arranged by Insureworks and underwritten by a specialist insurer, may keep things running smoothly.

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GAP Insurance Explained

Potentially protects your finances against the effects of depreciation.
Insureworks provides a straightforward online process for arranging GAP insurance.
Once a claim is accepted, settlement will be handled in line with the policy terms and the process set out by the insurer.
Tailored cover arranged by Insureworks that may help reduce the financial impact if your car is written off or stolen.

Hyundai Models Our Insurers Can Cover

Hyundai has built a range that runs from city cars to some of the more interesting electric models on sale. Our insurers can offer Hyundai GAP insurance across it, from the i10 and i20 to the Tucson and Santa Fe, the Kona and the fully electric Ioniq models. Whether you paid in full, chose PCP, signed a lease agreement or bought used, we can help you compare cover.

GAP insurance doesn’t care if you’re leasing. We can still arrange cover. A write-off could leave you with more than an empty driveway. If you’re comparing Hyundai GAP coverage lease options, our insurers may be able to help cover the shortfall between your motor insurance payout and the amount still due under your lease agreement. Get a Hyundai GAP insurance quote to check what may be available for your Hyundai.

No sign of your model below? We’ve picked out the names most familiar to UK drivers, but our insurers may cover plenty of others, subject to the policy terms and eligibility criteria.

New

Used

Petrol

Diesel

Hybrids

Electric

Hyundai i10, i20

Small hatchbacks built for city driving, first cars and sensible second cars.

Hyundai i30, Kona

The mid-sized options, including hybrid and electric Kona versions worth checking before you quote.

Hyundai Tucson

Hyundai’s biggest seller in Britain and a regular on the school run. Common on PCP.

Hyundai Santa Fe

The large seven-seater for families who genuinely need the third row.

Hyundai Ioniq 5, Ioniq 6

Fully electric and often priced above the £50,000 electric limit that applies to PCP and cash purchases.

Choose The Right Hyundai GAP Cover For You

Whether your Hyundai is a brand-new Tucson or an i20 with a few years behind it, our insurance providers may have an RTI GAP option available. Following an accepted total-loss claim, it could help reduce the financial difference between your motor insurer’s settlement and the original invoice price, subject to the policy terms and claim limit.

The policy that may suit you depends on how you bought your Hyundai and what you would like the cover to protect. The information below explains how GAP insurance could apply across different types of Hyundai, while Hyundai GAP insurance lease options may also be available for qualifying agreements.

New & Used Hyundai GAP Coverage

New or used?

Depreciation affects new and used cars alike, so GAP could help protect the price you paid. Cover is available on vehicles up to ten years old, bought within the last 180 days and priced from £5,000.

Petrol & Diesel

Petrol or diesel?

Petrol and diesel models lose value steadily, but the gap between what you paid and what your insurer settles can still be significant. GAP could help reduce that difference if an eligible vehicle is written off or stolen.

Hybrids

A bit of both

Hybrid and plug-in versions often carry a price premium over the equivalent petrol model, which means a larger shortfall to cover if the worst happens. GAP could help protect the eligible invoice price paid for the vehicle.

Fully Electric

Plugged in

Electric models lose value quickly, and the shortfall after a total loss can be larger than expected. On PCP and cash purchases, electric vehicles are covered up to a £50,000 vehicle price. Lease and contract hire have no such restriction.

Get a Hyundai Gap Insurance Quote

GAP Cover For Hyundai

Hyundai drivers have come to expect reliability over the years. From the mighty Hyundai Tucson to the fancy Genesis, these cars are built to last and keep families on the move. But even the cars with the best Hyundai tech can’t outrun depreciation.

If your car’s written off or stolen, your insurer will only pay its market value. That will cause your finances to stall and break down.

Hyundai GAP insurance may potentially bridge the shortfall between what your main insurer pays and what you originally paid for the car, or what’s left on your finance agreement. It may help you replace your Hyundai without dipping into your savings or downsizing to a cheaper model.

Why use InsureWorks to arrange Hyundai GAP insurance

Don’t get caught out: The value of your Hyundai will drop like a stone as soon as you roll off the forecourt. GAP may help reduce the financial shortfall caused by depreciation.
New and used: Whether you’ve opted for a brand-new Hyundai or opted for a second-hand deal, GAP insurance options are usually available.
Don’t lose to thieves: Hyundai cars can also attract thieves. Depending on the policy terms, GAP may also cover the shortfall if your car is stolen and not recovered.
Straight to the point: The process is made easy, so you’re not left messing about and scratching your head. InsureWorks arranges simple cover.

How Hyundai GAP Insurance works

1. Your Hyundai is written off or stolen, so it’s time to make a Hyundai GAP coverage claim. It’s not something that anyone wants to think about when you’ve got a shiny new motor on the drive, but the risk is there. If it happens, you’ll be glad you’ve planned ahead.
2. Your motor insurer pays the market value. Standard motor insurance only pays what your Hyundai is worth at the time of the claim, not what you originally paid.
3. If a claim is accepted, Hyundai GAP Insurance may top this up to the agreed level. This may cover the shortfall, depending on the policy terms.
4. Hit the road again! No stress. The potential payout may help reduce the financial impact, so you can look for your next Hyundai.

GAP Insurance Expert

Nick Rinylo

We’ve poured our hearts into creating a selection of car Gap Insurance providers that offer transparent, tech-driven, and family-focused cover. We’re here to arrange protection for your finances and your peace of mind.

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Hyundai GAP Insurance FAQs

We know you might have questions, here are the four we hear at Insureworks all the time.

If you’re considering Hyundai GAP insurance, you may want to think about when the cover starts. This is because depreciation starts from the moment you take your foot off the brake. If your car is written off or stolen soon after purchase, there may still be a financial shortfall between your motor insurer’s payout and what you paid or still owe. GAP insurance may help cover some or all of that shortfall, depending on the policy terms.

GAP is not a legal requirement, but some drivers often consider Hyundai GAP insurance when leasing a car. If your leased car is written off or stolen, there may still be an amount due under your finance agreement after your motor insurer’s payout. Paying for a car that is sitting in the scrapyard is not usually an ideal scenario. GAP may help cover some or all of that shortfall, depending on the policy terms.

A wide range of Hyundai models are eligible for GAP insurance. Always check the policy terms and eligibility criteria. We can usually help you find cover for your car.

If your Hyundai is stolen or written off, GAP insurance may help cover some or all of the difference between your motor insurer’s payout and what you originally paid or still owe on finance. This is depending on the policy terms.

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