Land Rover GAP Insurance

Land Rover might conquer mountains, but it can’t climb out of that pesky depreciation trap. Land Rover GAP insurance policies, arranged by Insureworks and underwritten by specialist insurers, may keep your wallet steady when the rough terrain hits your finances.

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GAP Insurance Explained

Potentially protects your finances against the effects of depreciation.
Insureworks provides a straightforward online process for arranging GAP insurance.
Once a claim is accepted, settlement will be handled in line with the policy terms and the process set out by the insurer.
Tailored cover arranged by Insureworks that may help reduce the financial impact if your car is written off or stolen.

Land Rover Models Our Insurers Can Cover

Our insurers can offer GAP insurance for a wide range of Land Rover and Range Rover models, whether they were bought new or used and whether you paid upfront or on finance such as PCP or on lease hire. The only thing we can’t cover right now is contract hire and we’re working on it.

New

Used

PCP

Lease hire

Return to invoice

Range Rover

All-round capability, it does everything from long motorway miles to special occasions in style.

Range Rover Sport

Fast, sharp and built to turn heads that blends performance with everyday practicality.

Land Rover Discovery

Built for big family life, long weekends away and everything that comes with them

Land Rover Defender

Unrivalled off-road capability, muddy boots, dogs in the back and still made for the school drop-off.

Range Rover Velar

Sleek, refined and effortlessly modern, the Velar is for drivers who like their SUVs with a little extra polish.

Range Rover Evoque

Compact, stylish and right at home in town, the Evoque is a premium SUV with plenty of everyday appeal.

Choose The Right Gap Cover For Your Land Rover & Range Rover

Whether you bought your sparkly Range Rover new or used we’ve got you covered – Our insurers products are all RTI (return to invoice) GAP policies, meaning if the worst was to happen we should be able to help reduce the financial impact. Which type of policy you go for depends on personal preference, however, below gives you some guidance on what might be best for you and your car.

New Cars

Rocking a new landy?

Due to the depreciation that can hit when you roll off the forecourt, you'll most likely want a RTI policy.

Used Cars

Used but not forgotten

You might have avoided some depreciation but you're probably not out of the woods yet. Either a Basic or Plus policy will have you covered.

PCP / Finance

Have you taken finance out

Paying the new whip off monthly makes sense - It makes even more sense to cover the finance gap if the worse was to happen with RTI Cover.

Hire Purchase

You might still need GAP

Although you probably have higher monthly payments and no ballon payment, you might still hit negative equity at some point and require GAP.

Get a quote for your Land Rover

Purple Land Rover Discovery in the UK with warm weather

GAP Cover For Land Rover & Range Rovers

Over many generations, Land Rover has been the go-anywhere car. It’s built for those drivers who love an adventure. Whether that’s cruising down the motorway, driving through muddy tracks, or taking on treacherous terrains, a Land Rover has your back.

But even the toughest 4×4 can’t defend itself against depreciation. That’s where Land Rover GAP insurance may potentially make a difference. GAP insurance may potentially provide that crucial safety net. Get simple, clear cover arranged by Insureworks to try to keep your finances off the rocks.

Why use Insureworks to arrange Range Rover GAP insurance

Don’t get caught out: It’s really frustrating to find out your Land Rover has been written off or stolen. Understanding depreciation only makes that feeling worse. GAP insurance may help reduce the financial shortfall.
New and used: There’s a variety of cover available. Whether you have brand-new Land Rover or a second-hand car that’s already been on a few adventures, Insureworks can arrange a quote for you.
Don’t lose to thieves: Land Rovers are popular. Unfortunately, they are also popular with thieves. If they do drive off with your car, GAP may reduce the financial impact if your car is stolen.
Straight to the point: At Insureworks, there’s no jargon and no faff. We’ll arrange cover quickly.

How Land Rover GAP Insurance works

1. Your Land Rover is written off or stolen. It’s a frustrating experience, but it happens more often than you realise.
2. Your motor insurer pays the market value. Standard insurance covers what your Land Rover is worth today, not what you paid for it.
3. If a claim is accepted, Land Rover GAP Insurance may top this up to the agreed level. This may cover the shortfall, depending on the policy terms.
4. Hit the road again! Simple, clear, and no faff. The potential payout may help you replace your Land Rover or clear your finance, so you can get back on the road without a financial sting.

GAP Insurance Expert

Nick Rinylo

We’ve poured our hearts into creating a selection of GAP Insurance providers for your Land Rover and Range Rover that offer transparent, tech-driven, and family-focused cover. We’re here to arrange protection for your finances and your peace of mind.

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Land Rover GAP Insurance FAQs

We know you might have questions, here are the four we hear at Insureworks the time.

GAP is not a legal requirement, but some drivers often consider Land Rover GAP insurance when leasing a car. If your leased car is written off or stolen, there may still be an amount due under your finance agreement after your motor insurer’s payout. Paying for a car that is sitting in the scrapyard is not usually an ideal scenario. GAP may help cover some or all of that shortfall, depending on the policy terms.

If your Land Rover is stolen or written off, GAP insurance may help cover some or all of the difference between your motor insurer’s payout and what you originally paid or still owe on finance. This is depending on the policy terms.

If you’re considering Land Rover GAP insurance, you may want to think about when the cover starts. This is because depreciation starts from the moment the car rolls off the forecourt. If your car is written off or stolen soon after purchase, there may still be a financial shortfall between your motor insurer’s payout and what you paid or still owe. GAP insurance may help cover some or all of that shortfall, depending on the policy terms.

Popular Land Rover models include the Discovery and the Defender. A wide range of Land Rover models are eligible for GAP insurance. Always check the policy terms and eligibility criteria. We can usually help you find cover for your car.

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