Maserati GAP Insurance

A Maserati purchase will make the heart sing, but depreciation always threatens to spoil the partyyy. Maserati GAP insurance policies, arranged by Insureworks and underwritten by specialist insurers, may help support you if the worst happens.

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Maserati GAP Insurance Explained

Even the Maserati aura can't defend against the effects of depreciation. GAP can potentially protect your finances against the effects of depreciation.
Insureworks provides a straightforward online process for arranging Maserati GAP insurance.
Once a claim is accepted, settlement will be handled in line with the policy terms and the process set out by the insurer.
Tailored cover arranged by Insureworks that may help reduce the financial impact if your car is written off or stolen.

Maserati Models Our GAP Insurers Can Cover

Maserati ownership has never really been about blending into the supermarket car park. From Ghibli saloons to Grecale SUVs, our insurers may be able to arrange GAP insurance for a range of Maserati models, provided the vehicle meets the policy’s age and value requirements. Cover can be available on new and used cars, whether you paid outright or chose an eligible finance agreement.

If your Maserati is on contract hire, GAP cover works slightly differently. Rather than protecting the invoice price, it may help with an eligible amount left on the agreement after your motor insurer has settled a total-loss claim. That can be particularly relevant for higher-value Maseratis.

There are plenty of Maseratis beyond the ones below, but with this badge it is worth checking the numbers as well as the model name. Some newer or higher-specification cars can exceed the insurer’s vehicle-value limits, so getting a quote is the best way to check whether your particular Maserati qualifies.

Maserati Ghibli, Quattroporte

Italian executive saloons with plenty of road presence and cabins made for drivers who find ordinary business cars a little too ordinary.

Maserati Grecale

A smaller Maserati SUV designed to handle everyday driving without forgetting that there is still a Trident sitting on the grille.

Maserati Levante

A larger SUV offering the space expected from a family car while keeping the performance and character associated with Maserati.

Maserati GranTurismo, GranCabrio

Coupé and convertible models made for long-distance performance. Used examples within the insurer’s value limits may qualify, while current new models can exceed the standard RTI maximum.

Maserati MC20

A mid-engined performance car powered by Maserati’s 3.0-litre Nettuno V6. Its high purchase price means eligibility needs checking carefully rather than assuming standard GAP cover will apply

Choose The Right Maserati GAP Cover For You

Buying a Maserati can involve a serious amount of money, so depreciation has the potential to leave a sizeable difference between what you originally paid and what the car is worth later. If an eligible Maserati is stolen or declared a total loss, Maserati GAP insurance could help with that difference, subject to the policy terms and claim limit.

How you bought the car matters here. With higher-value Maseratis and electric Folgore models in particular, the vehicle price can decide whether standard RTI GAP is available. Contract hire cover is based on the eligible lease liability instead, so drivers using that route should check the terms that apply to their agreement.

New & Used Maserati GAP Coverage

The Trident does not make depreciation disappear

Whether yours has just left the dealer or already has some miles behind it, RTI GAP could help protect the eligible price you paid, provided the car falls within the policy limits.

Petrol & Diesel

That engine note might hold your attention, but it cannot hold the car’s value

Petrol and diesel Maseratis can lose value like any other car, so RTI GAP could help cover an eligible difference following an accepted total-loss claim.

Hybrids

Maserati performance with a battery lending a hand

Hybrid versions of the Ghibli, Levante and Grecale combine petrol power with electric assistance. If the vehicle meets the eligibility criteria, GAP insurance could help protect the invoice price you paid.

Fully Electric

Folgore means electric, but the price still matters

Fully electric Maseratis need an extra eligibility check. On cash and PCP purchases, electric vehicles are covered up to £50,000, meaning higher-priced Folgore models may fall outside standard RTI cover. Lease and contract hire agreements do not have that electric vehicle price restriction, subject to the remaining policy terms.

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Maserati car parked in front of a house in the united kingdom

GAP Insurance for Maserati

Maserati isn’t a car brand you choose following lengthy research. It’s a purchase made with the heart, driven by love for the sound, style, and heritage. The emotional pull makes Maserati ownership extra special.

But depreciation doesn’t have the same love affair with Maserati. As soon as you rev the engine for the first time, the value will start to slide. If your Maserati is written off or stolen, your motor insurer will only pay the market value at that point, not what you paid or still owe. This can leave a painful shortfall.

Maserati GAP insurance may help soften the blow. It can potentially cover the shortfall, so you’re not left out of pocket and can get back on the road as soon as possible.

A light purple maserati sitting on a drive in the united kingdom

Why use InsureWorks to arrange Maserati GAP insurance

Don’t get caught out: It’s easy to get carried away with a Maserati purchase, but it’s worth preparing for the worst-case scenario just in case.
New and used: Whether your Maserati is straight out of the factory or you’ve gone for a pre-loved option, depreciation hits hard. GAP insurance has the potential to provide cover for both.
Don’t lose to thieves: If you love your car, chances are thieves will love it as well. If your Maserati is stolen and not recovered, Maserati GAP insurance may help reduce the financial impact.
Straight to the point: InsureWorks makes the process of getting a quote easy, so you’re not left confused. No jargon and no fuss.

How Maserati GAP insurance works

1. Your Maserati is written off or stolen, so it’s time to make a Maserati GAP insurance claim. It’s probably not the first thing you will think about when buying your car, but it’s worth it. Making it a priority means you’ll be prepared.
2. Your motor insurer pays the market value. Standard motor insurance only pays what your Maserati is worth at the time of the claim, not what you originally paid or still owe on the finance.
3. If a claim is accepted, Maserati GAP Insurance may top this up to the agreed level. This may cover the shortfall, depending on the policy terms.
4. Hit the road again! No stress and certainly no nasty surprises. The potential payout may reduce the financial impact so you can look for another Maserati..

GAP Insurance Expert

Nick Rinylo

We’ve poured our hearts into creating a selection of car GAP insurance providers that offer transparent, tech-driven, and family-focused cover. We’re here to arrange protection for your finances and your peace of mind.

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Maserati GAP Insurance FAQs

We know you might have questions, here are the four we hear at Insureworks all the time.

If your Maserati is stolen or written off, Maserati GAP insurance may help cover some or all of the difference between your motor insurer’s payout and what you originally paid or still owe on finance. This is depending on the policy terms.

GAP insurance is not a legal requirement, but some drivers often consider Maserati GAP insurance when leasing a car. If your leased car is written off or stolen, there may still be an amount due under your finance agreement after your motor insurer’s payout. Paying for a car that is sitting in the scrapyard is not usually an ideal scenario. Maserati lease GAP insurance may help cover some or all of that shortfall, depending on the policy terms.

If you’re considering Maserati GAP insurance, you may want to think about when the cover starts. This is because depreciation starts from the moment the car rolls off the forecourt. If your car is written off or stolen soon after purchase, there may still be a financial shortfall between your motor insurer’s payout and what you paid or still owe. GAP insurance may help cover some or all of that shortfall, depending on the policy terms.

Popular Maserati models include the Ghibli, Levante, Quattroporte, and Grecale. A wide range of Maserati models are eligible for GAP insurance. Always check the policy terms and eligibility criteria. We can usually help you find cover for your car.

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