GAP Insurance Quotes

Yeeeah, your car has depreciated faster than its 0-60 time… But at least it looks cool. Make sure you’ve got the right GAP Insurance that’s ready to race, so you’re protected if the worst happens.

Get your GAP insurance quote

Our GAP Insurance Benefits

Worry less: protect finances against depreciation pitfalls
Stay calm: we handle your car GAP insurance needs
Get paid quickly, skip painful financial surprises
Tailored protection ensures every ride remains worry-free

A pink BMW driving on a country road with green fields and clear blue sky in the background.

Keep your investment safe and your peace of mind intact

You’ve just invested a sizeable chunk of cash into your dream car. But that could lead to several concerns. What if something unexpected happens?

That’s exactly why we’re here. Our GAP Insurance covers the difference between your car’s depreciated value and what you still owe on finance. That means you can sit back, relax and cruise around worry free because you know your new ride is protected against the worst-case scenario.

Looking to snap up the best GAP Insurance deal? Grab a GAP Insurance quote from us and check out the benefits.

A purple Mercedes-Benz SUV driving along a rural road on a sunny day, with green fields and blue sky in the background.

Why GAP Insurance Matters

We know how it goes: as soon as you drive that beauty for the first time, depreciation sets in. If your car is written off or stolen, standard car insurance typically pays out only the car’s current market value. This is often much less than you originally paid (or owe). That’s where GAP Insurance steps in, covering that “gap” so you’re not left juggling debt.

Typical depreciation: High-value cars can lose 10–20% of their value in the first few months.
Finance vs. Market Value: If you still owe more than the car’s worth, we cover that shortfall.

Our car GAP insurance policies mean you can drive with confidence, knowing you’re protected from depreciation losses.

Our GAP Insurance Process and Experience

We’ve been in the insurance business for a decade, watching car values yo-yo and helping customers stay on top of it all.
Our crew ranges from petrol heads to finance gurus, each dedicated to making sure you walk away fully protected.
We’ve been there ourselves with high-value cars. We understand the excitement, and the nerves. That’s why we focus on what matters with car GAP insurance: easy sign-up, quick claims, and real coverage.
We’d rather see you out on the road than bogged down in paperwork. Our streamlined tools help you complete the process online.
When we say “real,” we mean coverage that actually comes through when you need it most.
We’re not about jargon or vague promises. Our GAP Insurance experts make it simple, straightforward, and aligned with how you actually live (and drive) day to day.

Our GAP Insurance Expert

Nick Rinylo

We’ve poured our hearts into creating a selection of car GAP Insurance providers that offer transparent, tech-driven, and family-focused cover. We’re here to protect your finances and your peace of mind.

Silver Porsche Taycan Cross Turismo parked on an open road under daylight.

08 Sep 2025

2 minutes read

My Porsche Taycan 4S GAP Insurance Claim

The Challenge In July 2023, I was involved in an accident that left my car a total write-off. The vehicle was just over 12 months old, and like most cars, it had already depreciated in value. The main insurer’s payout offer wouldn’t have even covered the outstanding finance. This would’ve left me with a nasty […]

GAP Insurance FAQs

We know you might have questions, so here are the top four we get asked most often:

It’s more common when financing or leasing because there’s usually a loan balance or balloon payment to worry about. If you own your car outright, GAP Insurance might not be as critical, but you’ll still see the value if your car depreciates quickly and you want full protection on its original price.

GAP Insurance covers the difference (the “gap”) between what standard car insurance pays out and what you owe on a finance agreement. If your car’s written off or stolen, GAP Insurance can save you from covering that shortfall out of your own pocket. Get a GAP Insurance quote to discover your options.

Not at all. You can get coverage if your car is less than a few years old and still holds significant value. If it’s worth enough to leave you with a hefty finance debt after depreciation, GAP Insurance is worth considering.

Setting up is quick. You can usually get coverage the same day you fill out the online form or chat with our team. No lengthy paperwork required. Our instant GAP Insurance quotes make it super easy to get started today.

Manufacturers we insure

Audi

BMW

Porsche

Mercedes

Ford

Land Rover

Volkswagen

Tesla

Jaguar

Mitsubishi

Volvo

Toyota

Nissan

Mazda

Hyundai

MG

Maserati

Lexus

Kia

Genesis

Fiat

Dacia

Cupra

Citroën

Alfa Romeo

Honda

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