If my car is written off because I’m hit by an uninsured driver, will my insurance pay out?

Not all comprehensive insurance policies provide cover if insured vehicles are hit by an uninsured driver, so it is best to check your policy.

The Motor Top Up Loss policy is conditional on your main vehicle insurer settling your claim in the event that the vehicle is written off. Provided they do, and you follow the claims procedure, then your claim will also be settled (subject to its terms and conditions being met).