If my car is written off because I’m hit by an uninsured driver, will My GAP Insurance pay out?

Not all comprehensive insurance policies provide cover if insured vehicles are hit by an uninsured driver, so it is best to check your policy.

These GAP policies are conditional on your main vehicle insurer settling your claim in the event that the vehicle is written-off (a common requirement across GAP insurers). Provided they do, and you follow the claims procedure, then your GAP claim will also be settled (subject to its terms and conditions being met).