Return to Invoice GAP Insurance

Return to invoice (RTI) GAP insurance can help you climb out of a hole and stop you from hitting a mega financial snag.

Our Return to Invoice GAP Insurance Benefits

  • Worry less: protect finances against depreciation pitfalls

  • Stay calm: we handle your car gap insurance needs

  • Get paid quickly, skip painful financial surprises

  • Tailored protection ensures every ride remains worry-free

A pink BMW driving on a country road with green fields and clear blue sky in the background.

Return to invoice GAP insurance

Ooof! Watch out, that’s a steep drop! As soon as you climb into your new motor and roll off the forecourt, the value of the car starts to slide faster than your 0-60 time. Return to invoice GAP insurance ensures your finances don’t skid off the road when your car gets written off or stolen.

Think of RTI GAP insurance as a financial handbrake in a nightmare situation. It will ensure you’re not left footing the bill for something which you no longer own.

A purple Mercedes-Benz SUV driving along a rural road on a sunny day, with green fields and blue sky in the background.

Why Return To Invoice GAP Insurance Matters

Cars lose value faster than you think. As soon as you take the handbrake off and put your foot on the throttle, depreciation kicks in. If your car is written off or stolen, standard car insurance typically pays out only the car’s current market value. This is often much less than you originally paid. That’s where return to invoice GAP Insurance steps in.

Our RTI gap insurance policies mean you can drive with confidence. Get sorted quickly with a straightforward quote from InsureWorks. No jargon, no fuss, and no stress.

Our Gap Insurance Process and Experience

  • We’ve been in the insurance business for a decade, watching car values yo-yo and helping customers stay on top of it all.
  • Our crew ranges from petrol heads to finance gurus, each dedicated to making sure you walk away fully protected.
  • We’ve been there ourselves with high-value cars. We understand the excitement—and the nerves. That’s why we focus on what matters with car gap insurance: easy signup, quick claims, and real coverage.
  • We’d rather see you out on the road than bogged down in paperwork. Our streamlined tools help you complete the process online.
  • When we say “real,” we mean coverage that actually comes through when you need it most. If the unthinkable happens—accident, theft, or something else.
  • We’re not about jargon or vague promises. Our Gap Insurance experts make it simple, straightforward, and aligned with how you actually live (and drive) day to day.

Our Gap Insurance Expert

Nick Rinylo
Nick Rinylo

We’ve poured our hearts into creating a selection of car Gap Insurance providers that offer transparent, tech-driven, and family-focused cover. We’re here to protect your finances and your peace of mind.

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Gap Insurance FAQs

We know you might have questions, so here are the top four we get asked most often:

Get a GAP insurance quote online with Insureworks. Insureworks is about making insurance easy. There are no mountains of paperwork, no confusing jargon, and certainly no time wasting.

We have firsthand experience of how confusing RTI GAP insurance can be. Being forced to spend hours completing a boring life admin task is the last thing anyone wants to do. The good news is, those days are over. Our online tools let you get signed up in minutes, and if you ever need to make a claim, the process is just as quick. Insureworks also offers return to finance GAP insurance.

Let’s put some numbers on it. A £50,000 car will shed its value straight away. Within a year, it could be worth around £35,000. If it is written off or stolen at that point, your main insurer will only pay the £35,000.

With RTI GAP insurance, you’ll get a £15,000 shortfall to cover the difference between your insurer’s payout and the original invoice price. A soft cushion during a frustrating situation.

  • If you’ve bought a car brand new, or nearly new
  • Want to avoid being out of pocket if your car is written off or stolen
  • Care about keeping your finances steady, even in unfortunate circumstances
  • Want to get back on the road as soon as possible

Generally, you need to secure RTI GAP insurance within the first 180 days of buying a new or used car. Regardless of that, it’s best to get sorted as soon as possible. The car will lose a massive chunk of money from the moment you roll off the forecourt.

Don’t leave yourself vulnerable to a financial hit because you left it waiting on your to-do list. You’ll only leave yourself exposed.

Get a quote online with Insureworks. InsureWorks is about making insurance easy. There are no mountains of paperwork, no confusing jargon, and certainly no time-wasting.

We have firsthand experience of how confusing it can be. Being forced to spend hours completing a boring life admin task is the last thing anyone wants to do. The good news is, those days are over. Our online tools let you get signed up in minutes, and if you ever need to make a claim, the process is just as quick. Insureworks also offers return to invoice GAP insurance.

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