MG GAP Insurance

Your MG still holds those classic British values, but it can’t do anything to stop depreciation creeping in. MG GAP insurance makes sure your finances hold firm if the worst happens.
Get your MG GAP insurance quote

Our GAP Insurance Benefits

  • Worry less: protect finances against depreciation pitfalls

  • Stay calm: we handle your car GAP insurance needs

  • Get paid quickly, skip painful financial surprises

  • Tailored protection ensures every ride remains worry-free

GAP Insurance for MG

MG is a name with genuine heritage, and there is something uniquely British about the brand. Over recent years, influenced by China, it has reinvented itself with a modern design. What’s not changed is depreciation.

As soon as you drive your MG for the first time, the value will start to drop. If the car is written off or stolen, your motor insurer will only pay the market value at that time. That can leave an unexpected gap between the payout and what you paid or still owe. MG GAP insurance helps cover that difference, keeping the money side safe.

mg car parked in the sunshine

Why choose MG GAP insurance with InsureWorks

  • Don’t get caught out: Even the MG brand can’t defend itself against depreciation. The value will tumble straight away, so it’s worth protecting yourself financially in case the nightmare situation occurs.
  • New and used: Whether you’ve opted for a brand-new MG or a second-hand deal, you can get GAP to protect your purchase if the worst happens.
  • Don’t lose to thieves: The classic British brand also appeals to thieves. If your car is stolen, don’t let the thieves walk away with your car and cash.
  • Straight to the point: The process is made easy, so you’re not left stressing. InsureWorks provides simple cover that will actually help you when you need it.

How MG GAP insurance works

  • 1. Your MG is written off or stolen, so it’s time to make an MG GAP insurance claim. It’s not something that anyone wants to think about when you’ve got a shiny new motor on the drive, but the risk is there. If it happens, you’ll be glad you’ve planned ahead.
  • 2. Your motor insurer pays the market value. Standard motor insurance only pays what your MG is worth at the time of the claim, not what you originally paid. Due to depreciation, this could be significantly less.
  • 3. MG GAP insurance tops this up to the agreed level, so you’re not left out of pocket.
  • 4. Hit the road again! No stress and certainly no nasty surprises. The payout helps you replace your MG or clear your finances, so you can get back on the road without a financial snag.

Our GAP Insurance Expert

Nick Rinylo
Nick Rinylo

We’ve poured our hearts into creating a selection of car GAP insurance providers that offer transparent, tech-driven, and family-focused cover. We’re here to protect your finances and your peace of mind.

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MG GAP Insurance FAQs

We know you might have questions, so here are the top four we get asked most often:

It is worth considering. You may still owe money on your financial agreement if the worst happens to your MG. You may still need to pay these monthly bills. GAP will cover the shortfall, allowing you to clear the finance and not pay for thin air.

If your MG is stolen or written off, GAP insurance covers the difference between your insurer’s payout and what you originally paid or still owe on finance.

It’s best to get MG GAP insurance as soon as you get your car. Depreciation doesn’t hang around. The value starts to slide straight away, so it’s best to make sure you are financially protected from the start.

GAP can cover most MG models, including the MG3, ZS, HS, or MG4.

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