Kia GAP Insurance

Kia’s quirky design makes it a fun car to have sitting on the driveway, but depreciation doesn’t admire it. The value can slide quicker than a phone battery drains on a long journey. Kia GAP insurance helps keep your finances charged.

Our GAP Insurance Benefits

  • Worry less: protect finances against depreciation pitfalls

  • Stay calm: we handle your car GAP insurance needs

  • Get paid quickly, skip painful financial surprises

  • Tailored protection ensures every ride remains worry-free

a light purple kia car parked up outside a house in the united kingdom on a sunny day

GAP Insurance for Kia

The Kia brand has come a long way in the last decade. In its early years, it had a strong reputation for practicality, but it now offers far more than just sensible motoring. Today’s range combines bold looks with feel-good value. But depreciation still catches people out.

No matter how practical the design is, Kia can’t do anything to prevent depreciation from striking. If your Kia is written off or stolen, your motor insurer will only pay the market value at the time of the claim. This could leave you short, since that figure may be far lower than what you paid or still owe.

Kia Motors GAP insurance will help bridge the gap, keeping your finances as steady as the car’s performance on the road.

Why choose Kia GAP insurance with InsureWorks

  • Don’t get caught out: You purchase a Kia to get you from A to B, not to give you financial worries. Protect yourself with our Kia GAP insurance.
  • New and used: Kia Motor GAP insurance will protect both brand-new and smart second-hand buys.
  • Don’t lose to thieves: Everyone loves practicality, including thieves. If your car is stolen, GAP will make sure thieves don’t hurt you financially either.
  • Straight to the point: We won’t throw out pointless jargon to make us sound smart. We provide a straightforward process.

How Kia GAP insurance works

  • 1. Your Kia is stolen or written off. It’s a nightmare situation, but one that you can prepare for.
  • 2. Regular motor insurance will pay the market value. This is standard practice.
  • 3. Kia GAP insurance will top this value up to the agreed level, so you are not left out of pocket.
  • 4. Hit the road again! Our easy and stress-free process will cover your shortfall. The payout helps you replace your Kia or clear your finances, so you can get back on the road without a financial headache.

Our GAP Insurance Expert

Nick Rinylo
Nick Rinylo

We’ve poured our hearts into creating a selection of car GAP insurance providers that offer transparent, tech-driven, and family-focused cover. We’re here to protect your finances and your peace of mind.

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Kia GAP Insurance FAQs

We know you might have questions, so here are the top four we get asked most often:

GAP is still highly recommended, even if you are just leasing your Kia. If your car is written off or stolen, you will still owe money on the outstanding lease. GAP prevents you from paying for a car you can no longer use.

If your Kia is stolen or written off, our GAP insurance will cover the difference between your motor insurer’s payout and what you originally paid for the vehicle. This also applies to any outstanding finance.

It’s best to get GAP as soon as you purchase your Kia. This is because the value starts to tumble immediately. Depreciation doesn’t hang around, so you shouldn’t delay in signing up for GAP. If you do, you could leave yourself financially at risk.

Kia GAP insurance can cover most models. Whether you drive a Picanto, Sportage, or Niro, depreciation will still hit hard. GAP is there to protect your finances.

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