Fiat GAP Insurance

Your Fiat is full of Italian character and charm, but depreciation is far less cheerful. Fiat GAP insurance helps prevent the finances from spoiling the mood if the worst happens.

Get your Fiat GAP insurance quote

Our GAP Insurance Benefits

Worry less: protect finances against depreciation pitfalls
Stay calm: we handle your car GAP insurance needs
Get paid quickly, skip painful financial surprises
Tailored protection ensures every ride remains worry-free

a fiat car parked on the side of the road outside a house in the united kingdom

GAP Insurance for Fiat

Fiats are loved for their personality and practicality on the road. With bags of history, it’s one of the world’s most respected car manufacturers. But depreciation doesn’t share that same respect.

Depreciation will strike as soon as you sit down in your brand-new Fiat. The value starts to drop, which could leave you financially at risk. If your car is written off or stolen, your motor insurer will only pay its current market value. That will leave you with a shortfall.

Fiat GAP insurance will cover the shortfall between what your main insurer pays and what you originally paid for the car, or the remaining balance on the finance agreement. This means you can replace your Fiat without dipping into your savings or settling for a cheaper model.

a fiat car driving along a country road in the united kingdom

Why choose Fiat GAP insurance with InsureWorks

Don’t get caught out: The value of your Fiat will drop faster than a Roman sunset. Protect yourself with GAP, and avoid giving yourself something to panic about later.
New and used: Whether you’ve got a shiny new Fiat or you’ve agreed to a smart second-hand deal, GAP will provide you with cover.
Don’t lose to thieves: Italian cars are always sought-after, so it’s best to be prepared. If your Fiat is stolen, GAP makes sure they don’t run off with your money as well.
Straight to the point: No jargon, no fuss. It’s all sprezzatura with InsureWorks. The process is made easy, so you’re not left messing about and scratching your head.

How Fiat GAP insurance works

1. Your Fiat is written off or stolen, so it’s time to make a Fiat GAP insurance claim. It’s not something that anyone wants to think about when you’ve got a fancy Italian car sitting on the drive, but the risk is there. If it happens, you’ll be glad you’ve planned ahead.
2. Your motor insurer pays the market value. Standard motor insurance only pays what your Fiat is worth at the time of the claim, not what you originally paid.
3. Fiat GAP insurance tops this up to the agreed level, so you’re not left out of pocket.
4. Hit the road again! No stress and certainly no nasty surprises. The payout helps you replace your Fiat or clear your finances, so you can get back on the road without a financial nightmare.

Our GAP Insurance Expert

Nick Rinylo

We’ve poured our hearts into creating a selection of car GAP insurance providers that offer transparent, tech-driven, and family-focused cover. We’re here to protect your finances and your peace of mind.

Silver Porsche Taycan Cross Turismo parked on an open road under daylight.

08 Sep 2025

2 minutes read

My Porsche Taycan 4S GAP Insurance Claim

The Challenge In July 2023, I was involved in an accident that left my car a total write-off. The vehicle was just over 12 months old, and like most cars, it had already depreciated in value. The main insurer’s payout offer wouldn’t have even covered the outstanding finance. This would’ve left me with a nasty […]

Fiat GAP Insurance FAQs

We know you might have questions, so here are the top four we get asked most often:

Some would argue that GAP is even more important if you’re leasing your Fiat. Even if the worst happens, you will still need to pay off the finance. So if your car is written off or stolen, then you might end up with the monthly payments and no car. Nobody likes to see that.

Fiat GAP insurance covers the difference between your motor insurer’s payout and the agreed amount under your GAP policy. This could be the original invoice price, outstanding finance, or replacement cost, depending on the cover you choose.

It’s best to get Fiat GAP insurance as soon as you can. Ideally, on the same day as you purchase the car. This is because the value of the Fiat will start to drop as soon as the mileage counter starts to tick. If you delay and something happens, you will not be protected without GAP.

You’ll be able to get yourself covered for any Fiat model. Whether you drive a Panda, Tipo, 500X, or something in between, GAP can get you covered. Depreciation doesn’t care about the model, so it’s best to get protected, no matter what you’re driving.

Latest GAP Insurance content

Do I need GAP insurance?

It’s annnnoying! Cars lose value faster than you’d like to think. A report from the AA shows a shiny new motor drops by a third as soon as you drive it away, ar…

How does GAP insurance work?

GAP insurance might not be the most famous cover out there, but it could save you a serious headache. Officially called Guaranteed Asset Protection, it’s design…

Audi SUV driving on a country road lined with trees and open fields, captured at speed on a sunny day.

When should I buy GAP insurance?

GAP insurance covers the shortfall between what you paid for your car and what your insurer pays out if it’s written off or stolen. The difference exists becaus…