Ford GAP Insurance

That Ford you’ve just bought is strrronng and reliable, just like the brand has been for generations. But even they can’t steer clear of depreciation once the wheels start turning. Ford GAP insurance policies, arranged by Insureworks and underwritten by specialist insurers, may help reduce the financial impact of depreciation.

Get your Ford GAP insurance quote

GAP Insurance Explained

Potentially protects your finances against the effects of depreciation.
Insureworks provides a straightforward online process for arranging GAP insurance.
Once a claim is accepted, settlement will be handled in line with the policy terms and the process set out by the insurer.
Tailored cover arranged by Insureworks that may help reduce the financial impact if your car is written off or stolen.

Purple Ford Ranger on a country road in the United Kingdom

GAP Cover For Ford

Ford has spent generations trying to design a car to fulfil every single market on offer. From the sporty hatchbacks to sturdy SUVs and pickups, Ford has you covered, whatever you want from a vehicle. But regardless of which Ford model you opt for, depreciation will still get you.

That’s where Ford GAP insurance may help. It may potentially bridge the gap between the amount your main car insurer pays you and the car’s value when you purchased it. Insureworks can arrange a simple quote, without jargon and stress.

Ford Explorer purple on the road in the UK

Why use InsureWorks to arrange Ford GAP insurance

Don’t get caught out: A written off or stolen Ford is already a big enough heartbreak. Ford GAP insurance may potentially prevent that heartbreak snowballing into something even more significant.
New and used: Depending on the policy type, GAP is available for both brand-new Fords to a second-hand bargain. Unlike Henry Ford, we won’t tell you it is only available in black.
Don’t lose to thieves: Ford models are popular for a reason. Unfortunately, they are also popular with thieves. If they do drive off with your car, GAP may potentially reduce the financial impact if your car is stolen.
Straight to the point: At Insureworks, there’s no jargon and no faff. We’ll arrange cover quickly.

How Ford GAP Insurance works

1. Your Ford is written off or stolen, so it’s time to make a Ford GAP insurance claim. It’s a nightmare when you hear news that your car is getting written off, or you have realised it has been stolen. But it happens more than you think, so be prepared.
2. Your motor insurer pays the market value. Standard insurance only covers what your Ford is worth today, rather than what you paid for it originally. That value drops faaaast, so you could end up being caught out financially.
3. If a claim is accepted, Ford GAP Insurance may top this up to the agreed level. This may cover the shortfall, depending on the policy terms.
4. Hit the road again! Simple, clear, and no faff with Insureworks. The potential payout may help you replace your Ford or clear your finance, so you can get back on the road without a financial sting.

GAP Insurance Expert

Nick Rinylo

We’ve poured our hearts into creating a selection of car GAP Insurance providers that offer transparent, tech-driven, and family-focused cover. We’re here to arrange protection for your finances and your peace of mind.

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Ford GAP Insurance FAQs

We know you might have questions, here are the four we hear at Insureworks the time.

GAP is not a legal requirement, but some drivers often consider Ford GAP insurance when leasing a car. If your leased car is written off or stolen, there may still be an amount due under your finance agreement after your motor insurer’s payout. Paying for a car that is sitting in the scrapyard is not usually an ideal scenario. GAP may help cover some or all of that shortfall, depending on the policy terms.

If your Ford is stolen or written off, GAP insurance may help cover some or all of the difference between your motor insurer’s payout and what you originally paid or still owe on finance. This is depending on the policy terms.

If you’re considering Ford GAP insurance, you may want to think about when the cover starts. This is because depreciation starts from the moment the car rolls off the forecourt. If your car is written off or stolen soon after purchase, there may still be a financial shortfall between your motor insurer’s payout and what you paid or still owe. GAP insurance may help cover some or all of that shortfall, depending on the policy terms.

In the modern world, you are not limited to one specific type when wanting to buy a Ford car (not like the days of Henry Ford!). A wide range of Ford models are eligible for GAP insurance. Always check the policy terms and eligibility criteria. We can usually help you find cover for your car.

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