Are maintenance charges covered by the GAP policy?

No; your GAP policy is covering your liability for the vehicle lease rentals only.

Finance Lease agreements vary and things like maintenance charges may be included in your settlement figure from the finance company at the time of a total loss but these would not be covered by your GAP policy. We recommend that you check your lease agreement for specific details.

Other costs which are not covered include:

  • Road Fund Licence
  • Excess mileage charges
  • Late payments or arrears