Fiat GAP Insurance

Your Fiat is full of Italian character and charm, but depreciation is far less cheerful. Fiat GAP insurance policies, arranged by Insureworks and underwritten by specialist insurers, may help prevent a shortfall from spoiling the mood if the worst happens.

Get your Fiat GAP insurance quote

GAP Insurance Explained

Potentially protects your finances against the effects of depreciation.
Insureworks provides a straightforward online process for arranging GAP insurance.
Once a claim is accepted, settlement will be handled in line with the policy terms and the process set out by the insurer.
Tailored cover arranged by Insureworks that may help reduce the financial impact if your car is written off or stolen.

a fiat car parked on the side of the road outside a house in the united kingdom

GAP Insurance for Fiat

Fiats are loved for their personality and practicality on the road. With bags of history, it’s one of the world’s most respected car manufacturers. But depreciation doesn’t share that same respect.

Depreciation will strike as soon as you sit down in your brand-new Fiat. The value starts to drop, which could leave you financially at risk. If your car is written off or stolen, your motor insurer will only pay its current market value. That will leave you with a shortfall.

Fiat GAP insurance may cover the shortfall between what your main insurer pays and what you originally paid for the car, or the remaining balance on the finance agreement. Depending on the policy, the potential payout may mean you can replace your Fiat without dipping into your savings or settling for a cheaper model.

a fiat car driving along a country road in the united kingdom

Why use InsureWorks to arrange Fiat GAP insurance

Don’t get caught out: The value of your Fiat will drop faster than a Roman sunset. GAP may help reduce the financial shortfall if your car is written off or stolen, so you can avoid giving yourself something to panic about later.
New and used: Whether you’ve got a shiny new Fiat or you’ve agreed to a smart second-hand deal, Insureworks can usually arrange cover.
Don’t lose to thieves: Italian cars are always sought-after, and thieves often target them. GAP may help cover the shortfall if your car is stolen.
Straight to the point: No jargon, no fuss. It’s all sprezzatura with InsureWorks. The process is made easy, so you’re not left messing about and scratching your head.

How Fiat GAP insurance works

1. Your Fiat is written off or stolen, so it’s time to make a Fiat GAP insurance claim. It’s not something that anyone wants to think about when you’ve got a fancy Italian car sitting on the drive, but the risk is there. If it happens, you’ll be glad you’ve planned ahead.
2. Your motor insurer pays the market value. Standard motor insurance only pays what your Fiat is worth at the time of the claim, not what you originally paid.
3. If a claim is accepted, Fiat GAP Insurance may top this up to the agreed level. This may cover the shortfall, depending on the policy terms.
4. Hit the road again! No stress and certainly no nasty surprises. The potential payout may reduce the financial impact so you can look for another Fiat.

GAP Insurance Expert

Nick Rinylo

We’ve poured our hearts into creating a selection of car GAP insurance providers that offer transparent, tech-driven, and family-focused cover. We’re here to arrange protection for your finances and your peace of mind.

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Fiat GAP Insurance FAQs

We know you might have questions, here are the four we hear at Insureworks the time.

GAP is not a legal requirement, but some drivers often consider Fiat GAP insurance when leasing a car. If your leased car is written off or stolen, there may still be an amount due under your finance agreement after your motor insurer’s payout. Paying for a car that is sitting in the scrapyard is not usually an ideal scenario. GAP may help cover some or all of that shortfall, depending on the policy terms.

If your Fiat is stolen or written off, GAP insurance may help cover some or all of the difference between your motor insurer’s payout and what you originally paid or still owe on finance. This is depending on the policy terms.

If you’re considering Fiat GAP insurance, you may want to think about when the cover starts. This is because depreciation starts from the moment the car rolls off the forecourt. If your car is written off or stolen soon after purchase, there may still be a financial shortfall between your motor insurer’s payout and what you paid or still owe. GAP insurance may help cover some or all of that shortfall, depending on the policy terms.

Popular Fiat models include the Panda, Tipo, and 500X. A wide range of Fiat models are eligible for GAP insurance. Always check the policy terms and eligibility criteria. We can usually help you find cover for your car.

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